Penalties may apply to withdrawals made prior to maturity and/or IRA age requirements.
The dividend rate is fixed unless otherwise stated.
The rate is based on the dividend rate in effect on the date of deposit. Certificate special rates are effective as of at 5.75% for 13 months and 5.30% for 6 months and are subject to change. APY is the Annual Percentage Yield and assumes the dividends remain on deposit until maturity.
